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... Phil Coutu
Arizona Insurance Claim Umpire

... Phil Coutu
250 Red Rocks vVsta Drive
Morrison, CO 80465
Phone: (877) 767-9112 • Facsimile:
Email Address:
Web Site:
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Years experience in insurance industry:

Insurance Company:1 Law Firm (Plaintiff):3
Public Adjuster:1 Law Firm (Defense):3
Independent Adjuster:12 Other:

Insurance Umpire, adjuster

Experience in insurance appraisals:

Estimated Number of Appraisals Performed:10   Percentage of Appraisals acting as the Umpire:
Percentage of Appraisals representing the Policyholder as an Appraiser:53 % Percentage of Appraisals representing the Insurance Company:47 %
Percentage of Appraisals acting as an Appraiser:

Resume Highlights:
I work all fifty states, Canada, Mexico & carribean Extensive background in roofing & construction. Roofing applicator 4 years, Infrared Fluke and moisture detection, certified at heat weldable membranes(TPO, Modified Bitumen with extensive experience in all Flat roofing. Extensive experience in determining fair market value relating to current market and fair pricing.
Extensive experience in all roofing/construction applications, water restoration, interior damages and moisture detection.
Licensed Insurance Adjsuter Texas
Licensed Public Adjuster Florida
Licensed roofing contractor Florida & Colorado.
Insurance adjuster 7 hurricanes and multiple hailstorms
Past owner of Frontier Insurance adjuster Branch based Florida-oversaw 18 adjusters between Citizens and ZurchNa large loss and acted as teamlead Citizens.
Haag Engineering Certified Roof Inspector.
Largest insurance adjusted claim 8.2 million 131 condo buildings.
20 Years combined experience in insurance restoration,insurance adjusting, insurance appraisal and umpire.
Florida Windstorm Umpire Certified and advanced umpire Certification
Creator of Insurance Claims School which teaches adjusting courses, insurance appraisal courses and Xactimate courses.
President of The Colorado Progessive Roofing Association.
President Rooftop Roofing & Restoration multiple states
Expert at roof shrink wrap and perform for insurance industry worldwide.

Educational degrees / certifications:
Haag Engineering certified roof Inspector.
Florida Licensed Roofing & General contractor.
Colorado licensed GC.
Vale Institue Accredited ISO Commercial & Condo Policy 2007.
Licensed Texas adjsuter
Licensed Florida Public adjsuter.
PolyFoam Certified.
National Air Barriers Association certified.
Radio Host for In & Around your Home Florida 2007.